Choosing the proper investments for your retirement account can be a challenge, so I’ve provided sample portfolios that you can use as a baseline to model your own after.

Each uses ETF’s (exchange traded funds) based on stock, bond, and real estate indices so that you can diversify across the market as a whole. Additionally, the ETF’s I have selected are offered commission free by the respective investment firms and charge some of the lowest annual fees you can find, keeping more of the earnings in your pocket.

Use the drop-down menu at the top of the page to access the portfolio corresponding to your account provider. I hope they help!